Here at Ride On Toys we understand sometimes life gets in the way and causes some financial strains. This is why we are super excited to be able to offer you finance options for your purchase. Giving you more time and less stress when it comes to ordering your perfect gift. Spreading the cost is easy! With the option of either making 3 easy instalments or delaying payment for 30 days we are sure that we are here to help.

How does it work?

Our finance option is regulated through a company called Klarna, It is super easy to use . You simply add your product to the basket then upon checkout when it comes to the payment option. Click on one of the Klarna options and fill in their very short form. You will then be given an instant decision on whether or not you have been accepted.

I have a poor credit rating, can I still apply?

Klarna uses a soft credit search meaning that they take your affordability into consideration rather than your complete credit history. Even if your credit isn’t the best it does not mean you will not be accepted. The decision is instant so you wont need to wait around to find out. These soft searches do not show up on your credit report

What are the finance options available?

We are able to give you a choice of 2 options when it comes to purchasing our products on finance. Both are very easy and I’m sure will help with what you need.

Option 1 – 3 easy monthly instalments

Spread the cost of your purchase into 3 interest-free instalments, automatically charged from your card every 30 days. The fantastic part is that you don’t have to wait for all of your payments to be completed before receiving your goods. As soon as your finance has been accepted we will ship your item to you

Option 2- Delayed payment

Maybe you’ve seen something and you want to get it before it comes out of stock but you don’t get paid till the end of the month? Using our finance option you are able to delay the payment for 30 days whilst still receiving your product!


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